Privacy Policy

Last updated June 09, 2024

This privacy notice for Budget Stream ("Company", "we", "us", "our") describes how and why we might collect, store, use, and/or share ("process") your information when you use our services ("Services"), such as when you:

1. Download and use our mobile application (Budget Stream App), or any other application of ours that links to this privacy notice.
2. Engage with us in other related ways, including any sales, marketing, or events.

Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at contact@budgetstream.app.

1. WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us

In Short: We collect personal information that you provide to us.

We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.

Personal Information Provided by You. The personal information we collect may include: name, email address, birthdate, and profile image.

Sensitive Information. We do not process sensitive information.

Social Media Login Data. We may provide you with the option to register with us using your existing social media account details, like your Facebook, X, or other social media account. If you choose to register in this way, we will collect certain profile information about you from the social media provider, as described in the section called "HOW DO WE HANDLE YOUR SOCIAL LOGINS?" below.

Application Data. If you use our application(s), we also may collect the following information if you choose to provide us with access or permission:

1. Geolocation Information. We may request access or permission to track location-based information from your mobile device to provide certain location-based services.
2. Mobile Device Access. We may request access or permission to certain features from your mobile device, including your mobile device's storage.
3. Mobile Device Data. We automatically collect device information (such as your mobile device ID, model, and manufacturer), operating system, and browser type and version.
4. Push Notifications. We may request to send you push notifications regarding your account or certain features of the application(s). You may turn them off in your device's settings.

Information automatically collected

In Short: Some information — such as your IP address and/or browser and device characteristics — is collected automatically when you visit our Services.

We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, and referring URLs.

2. HOW DO WE PROCESS YOUR INFORMATION?

In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law.

We process your personal information for a variety of reasons, including:

1. To facilitate account creation and authentication and otherwise manage user accounts.
2. To deliver and facilitate delivery of services to the user.
3. To deliver targeted advertising to you.
4. To evaluate and improve our Services, products, marketing, and your experience.
5. To identify usage trends.

3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION?

In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason to do so under applicable law, like with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill our legitimate business interests.

4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?

In Short: We may share information in specific situations described in this section and/or with the following third parties.

We may need to share your personal information in the following situations:

1. Business Transfers. We may share or transfer your information in connection with any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

5. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES?

In Short: We are not responsible for the safety of any information that you share with third parties that we may link to or who advertise on our Services.

The Services may link to third-party websites, online services, or mobile applications and/or contain advertisements from third parties that are not affiliated with us. We are not responsible for any loss or damage caused by the use of such third-party websites, services, or applications.

6. DO WE USE TRACKING TECHNOLOGIES?

Google Analytics

We may share your information with Google Analytics to track and analyze the use of the Services. To opt out of being tracked by Google Analytics across the Services, visit https://tools.google.com/dlpage/gaoptout. You can also opt out through Ads Settings.

7. HOW DO WE HANDLE YOUR SOCIAL LOGINS?

In Short: If you choose to register or log in to our Services using a social media account, we may have access to certain information about you.

Our Services offer you the ability to register and log in using your third-party social media account details (like your Facebook or X logins). The profile information we receive may vary depending on the social media provider concerned, but will often include your name, email address, and profile picture.

8. HOW LONG DO WE KEEP YOUR INFORMATION?

In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.

No purpose in this notice will require us keeping your personal information for longer than twelve (12) months past the start of the idle period of the user's account.

9. HOW DO WE KEEP YOUR INFORMATION SAFE?

In Short: We aim to protect your personal information through a system of organizational and technical security measures.

We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, no electronic transmission over the Internet can be guaranteed to be 100% secure.

10. DO WE COLLECT INFORMATION FROM MINORS?

In Short: We do not knowingly collect data from or market to children under 18 years of age.

We do not knowingly collect, solicit data from, or market to children under 18 years of age. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. Contact us at contact@budgetstream.app if you become aware of any such data we may have collected.

11. MANAGEMENT OF YOUR PERSONAL DATA (YOUR RIGHTS)

You have rights under certain US state data protection laws, including:

1. Right to know whether or not we are processing your personal data
2. Right to access your personal data
3. Right to correct inaccuracies in your personal data
4. Right to request the deletion of your personal data
5. Right to obtain a copy of the personal data you previously shared with us
6. Right to non-discrimination for exercising your rights

12. DO WE MAKE UPDATES TO THIS NOTICE?

In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.

We may update this privacy notice from time to time. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.

13. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

If you have questions or comments about this notice, you may email us at contact@budgetstream.app.