Your money,
finally makes sense.
You spent 18% less on dining this month. Keep it up!
- Beautiful statistics
- Smart budget suggestions
- Receipt scanning
- Unlimited accounts
- Apple Pay & Google Pay capture
- Any currency
- Personalized insights
- CSV import & export
- Budget analysis
- Real-time sync
- 5 languages
Up and running in 30 seconds.
No tutorials. No setup fees. No friction.
Add or snap
Enter a transaction or photograph any receipt. Budget Stream reads the amount, merchant and category - no typing required.
It learns your habits
Budget Stream analyzes your real spending data and delivers personalized insights that get smarter over time.
Stay ahead of your money
Budget tracking in real time and clear advice before you overspend. Your complete financial picture, always.
Built different, by design.
Every feature is built around one goal: help you make better money decisions with zero effort.
Your full picture in 10 seconds.
Beautiful charts, category breakdowns and month-over-month trends. Know exactly where every dollar went.
Budgets that keep you honest.
Green, amber, red. See at a glance which budgets are on track, which need attention and which are over.
Every account, every currency.
Checking, savings, cards and cash in one balance - in the currency you actually use.
iOS, Android and web.
Start on your phone, continue on your laptop. Everything syncs in real time - no export, no import, no friction.
Advice that actually helps, not just numbers.
Budget Stream learns from your transactions and tells you what to do next - before problems happen.
Your monthly insights
Powered by Google Gemini - personalized advice from your real transactions.
Spending patterns
Groceries and dining make up 41% of your spending this month, led by Costco and Whole Foods. Weekend purchases are about twice your weekday average.
Saving opportunities
Three subscriptions (Netflix, Spotify, iCloud) add up to $85 a month. Cooking two more dinners at home per week would save roughly $120.
Investment insights
You kept 55% of your income this month. Moving part of your savings to a higher-yield account or index fund could grow it faster.
An AI analyst for every budget
Tap Analyze on any budget to see what is driving it - and what happens if you keep going.
Bulk shopping drives this budget: Costco and Whole Foods are 55% of the $412 spent. Another Costco-sized trip would leave only $46 of your $600 limit.
Snap a receipt. It’s logged.
Photograph any receipt or invoice and Budget Stream fills in the merchant, amount and category for you. No typing, ever.
- Merchant
- Whole Foods Market
- Total
- $86.20
- Category
- Groceries
Budgets that set themselves
Budget Stream looks at how you really spend and suggests a realistic limit for each budget. One tap to apply.
Pay. It’s already categorized.
Turn on Apple Pay or Google Pay capture and every tap-to-pay purchase is logged and categorized automatically.
Real users. Real results.
See what Budget Stream users say about taking control of their finances.
“I used to lose track of cash spending constantly. Now I photograph my receipts and Budget Stream logs everything. My food budget actually worked for the first time last month.”
Sarah M.
App Store review
“Budget Stream caught that I was spending 3x more on subscriptions than I realized. I cancelled three services that same day. Worth downloading just for that.”
Carlos R.
Google Play review
“I love that it works on my phone AND my laptop. Most budget apps feel like chores - this one feels like having a conversation with a smart friend.”
Emma T.
App Store review
Ready to know where your money goes?
Join thousands of people who keep their money in order without the effort. Free to download - upgrade when you’re ready.